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Welcome First Georgia Community Bank Customers
 Currently we
are working to migrate your existing First Georgia Community Bank
accounts into our online banking system. Until we complete the
migration, please use the links below to access your current online
services. We appreciate your patience during this process.
United Bank Assumes All Deposits of First Georgia Community Bank
On Friday, December 5, 2008, United Bank announced it entered into a
purchase and assumption agreement with the FDIC to assume all of the
deposits of First Georgia Community Bank. All former First Georgia
Community Bank locations will open as normal on Saturday, December 6,
2008 at their regular times and customers will be able to conduct
business as usual.
For more information, see our official press
release or visit
www.fdic.gov for answers to most commonly asked questions.
New
Arrival:
No-Risk Certificate of Deposit
The No-Risk CD is an excellent product for your
Individual Retirement Accounts. It is an ideal way to control your
retirement funds while protecting principal. Benefits Include:
* FDIC Insured up to $250,000 per depositor
* Early withdrawals with no penalty
* Interest rate stability
See one of our IRA Specialists today.
 Skip-A-Payment
Is Back!
Once again, during the hectic Holiday Season, we want to offer you
the opportunity to breath a little easier. Choose to skip either a
December or January loan payment, and it will defer to the end of
your loan.
Speak with your lender today to find out how you can
take the best advantage of this offer. Certain restrictions do
apply. Mortgage and business loans do not qualify.
Attention all Penelope Savings Club Members!
 Penelope now has a quarterly newsletter...developed just for you!
It's full of interesting articles, fun facts, cool games, and even
an autographed picture of Penelope herself. Click here to view the
latest edition of Penelope Scoop.
Is My Money Safe?
We have always been reluctant to boast and brag about United Bank,
preferring instead to let our financial statements tell the
reassuring story about our strong capital, consistent earnings and
conservative management style. However, as the press continues to
bombard us with the never-ending doom and gloom stories, we know you
have questions about the security of your bank accounts. With the
uncertainty in the current economy, we believe that United Bank is
well-positioned to weather this financial storm and prosper into the
future. Click here to view a set of
Questions and Answers which we hope
will be a meaningful response to your concerns.
New FDIC Coverage Details
The FDIC continues to enhance deposit coverage for
accounts held in financial institutions. Below is a summary of
current coverage amounts :
- As of October 14,2008, the FDIC will
provide full deposit coverage for all non-interest bearing deposit
accounts, regardless of the dollar amount.
- All other deposit
accounts such as interest bearing checking, certificates of deposit,
etc. are covered up to $250,000 per depositor, per institution.
- These coverage increases will expire 12/31/09, reducing coverage to
$100,000 per depositor, per institution.
Our bankers stand ready to
help you determine your coverage specifics and assist you with any
additional questions concerning the safety of your deposits.
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