Current Interest Rates as of
12/19/2008
Checking & Savings Accounts***
*Annual Percentage Yield (APY)
is accurate as of the date listed above. Rates may change at any time
without prior notice. Simple interest is calculated on the average daily collected
balance in the account and credited either monthly or quarterly. Fees could
reduce earnings on the account.
**You must maintain a
minimum average daily balance of $1,000.00 to obtain the disclosed annual
percentage yield.
***A minimum deposit of
$50.00 is required to open an account.
Certificates Of Deposit and
Individual Retirement Accounts*
| Term/Period | Annual Percentage Yield |
| 30 Days |
1.00% |
| 91 Days |
1.50% |
| 182 Days |
1.75% |
| 12 Months |
2.25% |
| 24 Months |
2.75% |
| 36 Months |
2.95% |
| 48 Months |
3.05% |
| 60 Months |
3.51% |
| 12 Month Birthday CD |
2.40% |
*An early withdrawal penalty may be imposed. Early withdrawal fees could result in a reduction in
earnings. A minimum deposit of $500.00
is required to open a Certificate of Deposit account.
The annual percentage yields are calculated
on daily compounding for terms equal to or greater than 12 months and
simple for lesser terms.
Rates are subject to change without notice.
|
